Welcome to www.doiqualifytobuy.com (“Website”), owned and operated by Amber Anthony – Smooth Lending Co., NMLS #1442534. By using this Website, you agree to these Terms & Conditions (“Terms”). If you do not agree, please discontinue use.
1. No Guarantee of Loan Approval
All content provided on this Website is for educational purposes only. Completing a form or inquiry does not constitute loan approval, commitment, or offer of credit. Final approval is subject to credit review, underwriting, and lender guidelines.
2. Licensing Information
Amber Anthony, Mortgage Loan Originator, is licensed in the State of California. Loans are made or arranged pursuant to a California Finance Lenders Law license. Equal Housing Lender.
3. Intellectual Property
All Website content (text, graphics, branding, and design) is the property of Smooth Lending Co. and may not be reproduced without permission.
4. No Professional Advice
Information on this Website should not be considered financial, tax, or legal advice. Please consult with appropriate professionals for advice specific to your situation.
5. Limitation of Liability
Smooth Lending Co. is not liable for damages arising from your use of this Website. Content is provided “as-is” with no warranties.
6. Third-Party Links
Links to third-party websites are provided for convenience. Smooth Lending Co. is not responsible for their content, accuracy, or practices.
7. Governing Law
These Terms are governed by the laws of the State of California.
Smooth Lending Co. (“we,” “our,” “us”) respects your privacy. This Privacy Policy explains how we collect, use, and safeguard your personal information when you visit www.doiqualifytobuy.com.
1. Information We Collect
Personal Information: Name, email, phone number, property details, financial details you provide voluntarily.
Automatically Collected Data: IP address, browser type, cookies, usage statistics.
2. How We Use Information
We may use your information to:
Respond to inquiries and provide mortgage services
Evaluate prequalification or loan eligibility
Communicate updates, disclosures, and resources
Comply with legal and regulatory requirements
3. Sharing of Information
We do not sell your information. We may share with:
Lenders, processors, or service providers for loan processing
Regulators, auditors, or legal authorities as required by law
4. Cookies & Tracking
This Website may use cookies for performance and analytics. You may disable cookies in your browser, but some functionality may be affected.
5. California Privacy Rights
California residents (under CCPA/CPRA) may request access, correction, or deletion of their personal data. To exercise your rights, email us at [email protected].
6. Security
We use reasonable safeguards to protect your data. However, no system is 100% secure.
7. Children’s Privacy
This Website is not intended for individuals under 18. We do not knowingly collect information from minors.
8. Updates
We may update this Privacy Policy periodically. Changes will be posted with a new effective date.
If you have questions about this Privacy Policy, please contact:
Phone: 702-373-5929